AUSTRALIA’S MOST POPULAR BUSINESS PODCAST

Fear & Greed, Fear and Greed

Nearly 40% of Australians no longer carry a wallet, instead using smartphones and watches to pay for goods. But what about the other end of the transaction?

Paul Weingarth, co-founder and CEO of Slyp, talks to Sean Aylmer about how their digital receipt platform secured the support of all four big banks (CommonwealthWestpacNAB and ANZ) as well as major retailers like Chemist Warehouse.

Find out more: https://fearandgreed.com.au

See omnystudio.com/listener for privacy information.

1
00:00:03,960 –> 00:00:06,869
Sean Aylmer: Welcome to the Fear and Greed daily interview. I’m Sean Aylmer.

2
00:00:07,140 –> 00:00:09,630
Sean Aylmer: A few weeks back we talked about the dramatic shift

3
00:00:09,630 –> 00:00:13,199
Sean Aylmer: away from wallets with nearly 40% of people no longer

4
00:00:13,320 –> 00:00:17,369
Sean Aylmer: carrying one. Instead, they’re using mobile phones and smartwatches as

5
00:00:17,369 –> 00:00:21,029
Sean Aylmer: their main means of making payments. After we spoke about that,

6
00:00:21,060 –> 00:00:25,440
Sean Aylmer: we were contacted by a company called Slyp, S-L-Y-P, and

7
00:00:25,440 –> 00:00:27,780
Sean Aylmer: they made a very good point. We’re all focusing on

8
00:00:27,780 –> 00:00:32,009
Sean Aylmer: digital solutions over physical cards and cash. But what about

9
00:00:32,009 –> 00:00:34,920
Sean Aylmer: the other end of the transaction with old- fashioned receipts

10
00:00:34,920 –> 00:00:40,260
Sean Aylmer: still being printed in almost every store? Paul Weingarth is the Co-Founder and

11
00:00:40,260 –> 00:00:42,900
Sean Aylmer: CEO of Slyp. Paul, welcome to Fear and Greed.

12
00:00:43,920 –> 00:00:46,410
Paul Weingarth: Hi Sean. It’s great to be here. Thanks for having me.

13
00:00:46,740 –> 00:00:50,610
Sean Aylmer: So, tell me. Slyp is behind the Slyp Smart Receipt. Tell

14
00:00:50,610 –> 00:00:51,510
Sean Aylmer: me how it works.

15
00:00:52,289 –> 00:00:56,640
Paul Weingarth: Yeah, absolutely. Slyp is a unique proposition that we’re building

16
00:00:56,640 –> 00:01:00,660
Paul Weingarth: out in partnership with Australia’s four major banks, and we’re really

17
00:01:00,660 –> 00:01:06,779
Paul Weingarth: focused on digitizing that last mile of the transaction. Like

18
00:01:06,780 –> 00:01:09,809
Paul Weingarth: you said in the intro there, there’s been a significant

19
00:01:09,809 –> 00:01:12,750
Paul Weingarth: and a rapid shift away from people carrying cash and

20
00:01:12,750 –> 00:01:16,680
Paul Weingarth: using not only their cards but their phones to make payments.

21
00:01:16,680 –> 00:01:20,220
Paul Weingarth: And often, customers are leaving their home to go shopping

22
00:01:20,220 –> 00:01:22,469
Paul Weingarth: without their wallet on them at all, their physical wallet,

23
00:01:22,469 –> 00:01:26,279
Paul Weingarth: and using their mobile phone. We looked at this as

24
00:01:26,280 –> 00:01:29,850
Paul Weingarth: an opportunity to really, I suppose, digitise that last mile

25
00:01:29,850 –> 00:01:33,360
Paul Weingarth: of the payment experience. And that’s where the digital receipt sits,

26
00:01:33,360 –> 00:01:37,110
Paul Weingarth: and that’s our core proposition, which is allowing customers once

27
00:01:37,110 –> 00:01:40,110
Paul Weingarth: they’ve activated Slyp in their existing banking app, once they

28
00:01:40,110 –> 00:01:42,330
Paul Weingarth: walk into a store and they want to make a payment,

29
00:01:42,330 –> 00:01:45,389
Paul Weingarth: whether it be with their traditional tap of their plastic

30
00:01:45,389 –> 00:01:47,309
Paul Weingarth: credit or debit card, or whether they want to use

31
00:01:47,309 –> 00:01:50,220
Paul Weingarth: their watch or their mobile phone to make a payment

32
00:01:50,220 –> 00:01:53,400
Paul Weingarth: with Apple Pay or Google Pay, they simply pay as

33
00:01:53,400 –> 00:01:57,990
Paul Weingarth: they normally do, and within seconds they’ll receive a fully

34
00:01:57,990 –> 00:02:03,360
Paul Weingarth: itemised digital receipt directly inside their existing banking app. So

35
00:02:03,809 –> 00:02:07,890
Paul Weingarth: it’s a really seamless customer experience. Obviously eliminates that pain

36
00:02:07,890 –> 00:02:09,900
Paul Weingarth: point of, “Okay, I don’t have my wallet on me,”

37
00:02:09,900 –> 00:02:12,750
Paul Weingarth: or, “I need to stuff my paper receipt in the

38
00:02:12,750 –> 00:02:16,049
Paul Weingarth: back of my jeans or in my purse,” or if

39
00:02:16,049 –> 00:02:19,559
Paul Weingarth: you have your wallet, in your wallet, because as we know, receipts

40
00:02:19,559 –> 00:02:22,319
Paul Weingarth: often get lost. They’re that thing you don’t need until

41
00:02:22,320 –> 00:02:25,680
Paul Weingarth: you do when something goes wrong and they can often

42
00:02:25,680 –> 00:02:29,580
Paul Weingarth: fade as well. As we know, most paper receipts are

43
00:02:29,580 –> 00:02:33,689
Paul Weingarth: printed on thermal paper, which often fades when exposed to

44
00:02:33,690 –> 00:02:36,480
Paul Weingarth: sunlight and it’s coated coded with a whole bunch of different toxins around

45
00:02:36,480 –> 00:02:39,600
Paul Weingarth: BPA and what have you. So it’s really about just allowing

46
00:02:39,809 –> 00:02:41,910
Paul Weingarth: customers to pay as they normally do when they get that

47
00:02:41,910 –> 00:02:44,760
Paul Weingarth: surprise and delight moment when they’re fully itemized digital receipt

48
00:02:44,760 –> 00:02:46,650
Paul Weingarth: lands directly inside their banking app.

49
00:02:47,910 –> 00:02:50,340
Sean Aylmer: Are all the four major banks involved?

50
00:02:50,849 –> 00:02:54,450
Paul Weingarth: Yeah, from a rollout perspective, we’re currently live with NAB

51
00:02:54,450 –> 00:02:58,260
Paul Weingarth: and their two- odd million app users that are able

52
00:02:58,260 –> 00:03:00,930
Paul Weingarth: to access smart receipts, and the other banks we’re working

53
00:03:00,930 –> 00:03:04,320
Paul Weingarth: with at the moment. But all four banks are investors

54
00:03:04,350 –> 00:03:06,930
Paul Weingarth: and shareholders of the company, which puts us in a

55
00:03:06,930 –> 00:03:11,548
Paul Weingarth: very unique position where we’re the first FinTech ever, independent

56
00:03:11,550 –> 00:03:13,799
Paul Weingarth: FinTech, to have the backing of all four major Australian

57
00:03:13,799 –> 00:03:17,820
Paul Weingarth: banks. So definitely share our vision in building a new

58
00:03:18,270 –> 00:03:21,660
Paul Weingarth: digital receipt standard for the country, for Australia, and really

59
00:03:22,320 –> 00:03:26,189
Paul Weingarth: distributing the solution to as many consumers and merchants as

60
00:03:26,190 –> 00:03:29,639
Paul Weingarth: possible in the network, with an aim to improve that

61
00:03:29,639 –> 00:03:33,480
Paul Weingarth: customer experience, but also do our bit for the environment

62
00:03:33,480 –> 00:03:36,809
Paul Weingarth: as well in terms of eliminating the mindless waste around

63
00:03:37,020 –> 00:03:39,060
Paul Weingarth: the paper receipt, which as I mentioned 90% of the

64
00:03:39,060 –> 00:03:43,589
Paul Weingarth: time is unrecyclable given the toxins in thermal paper. So

65
00:03:43,950 –> 00:03:47,099
Paul Weingarth: we’re very, very excited about the innovation and having the

66
00:03:47,099 –> 00:03:50,640
Paul Weingarth: backing and the blessing from the four majors is definitely critical.

67
00:03:51,059 –> 00:03:52,739
Sean Aylmer: Now I think I saw a stat on your website

68
00:03:52,980 –> 00:03:57,210
Sean Aylmer: which said that Australia prints 20,000 kilometers of receipts per

69
00:03:57,210 –> 00:03:57,960
Sean Aylmer: day. Is that right?

70
00:03:58,860 –> 00:04:02,190
Paul Weingarth: That is right. Yeah. It’s pretty scary and as I mentioned, 90%

71
00:04:02,460 –> 00:04:06,030
Paul Weingarth: of them being non- recyclable. So it’s one of those,

72
00:04:06,480 –> 00:04:08,340
Paul Weingarth: unless you live and breathe it like I do and

73
00:04:08,340 –> 00:04:10,980
Paul Weingarth: my team does every single day, it’s sort of one

74
00:04:10,980 –> 00:04:15,000
Paul Weingarth: of those pieces of the payment process that you take

75
00:04:15,000 –> 00:04:17,760
Paul Weingarth: as given, and until you get into the weeds of it,

76
00:04:17,760 –> 00:04:20,040
Paul Weingarth: realise how big the problem actually is, not only from

77
00:04:20,040 –> 00:04:24,809
Paul Weingarth: a customer experience perspective, but also from an environmental lens

78
00:04:24,809 –> 00:04:27,178
Paul Weingarth: as well. And so, how do we just not only

79
00:04:27,178 –> 00:04:30,810
Paul Weingarth: get rid of this mindless waste, but also reinvent that

80
00:04:30,810 –> 00:04:34,380
Paul Weingarth: whole payment experience? Not only is it great for customers,

81
00:04:34,380 –> 00:04:37,770
Paul Weingarth: but it’s also a great opportunity for merchants to reconnect

82
00:04:37,770 –> 00:04:40,649
Paul Weingarth: with their consumers after they’ve left the store. So it

83
00:04:40,650 –> 00:04:44,100
Paul Weingarth: opens a new digital channel for them to engage customers.

84
00:04:44,400 –> 00:04:46,138
Sean Aylmer: I was going to ask about that. So presumably there’s

85
00:04:46,139 –> 00:04:49,320
Sean Aylmer: a data play in this as well and potentially a

86
00:04:49,320 –> 00:04:50,130
Sean Aylmer: loyalty play?

87
00:04:51,750 –> 00:04:55,049
Paul Weingarth: I think ethos around data is always around data for

88
00:04:55,050 –> 00:04:59,039
Paul Weingarth: delight. And again, putting the customer at the center of

89
00:04:59,040 –> 00:05:02,580
Paul Weingarth: the universe and really as our North Star, how do

90
00:05:02,580 –> 00:05:06,810
Paul Weingarth: we really ensure that one, first and foremost, that customers

91
00:05:06,810 –> 00:05:10,050
Paul Weingarth: have full control over their data. They’re not sharing any

92
00:05:10,110 –> 00:05:13,740
Paul Weingarth: unnecessary data like personal information unless they want us to,

93
00:05:14,160 –> 00:05:16,948
Paul Weingarth: and there has to be benefit when that exchange takes

94
00:05:16,950 –> 00:05:20,400
Paul Weingarth: place. So to your point you touched on briefly there

95
00:05:20,400 –> 00:05:24,240
Paul Weingarth: around loyalty, for example, which is obviously where customers are,

96
00:05:24,299 –> 00:05:27,390
Paul Weingarth: you provided a reward or a bonus for sharing their

97
00:05:27,390 –> 00:05:31,589
Paul Weingarth: loyalty card or their loyalty identifier at checkout.
And so

98
00:05:31,589 –> 00:05:33,870
Paul Weingarth: yeah, we see that also as a pretty big opportunity

99
00:05:33,870 –> 00:05:37,109
Paul Weingarth: for us where, as you know, when you go to

100
00:05:37,620 –> 00:05:40,169
Paul Weingarth: purchase something at one of your favorite retail stores and

101
00:05:40,170 –> 00:05:43,200
Paul Weingarth: they ask you for your loyalty membership card, that’s another

102
00:05:43,200 –> 00:05:46,140
Paul Weingarth: point of friction outside of just the receipt itself that

103
00:05:46,140 –> 00:05:48,210
Paul Weingarth: we want to embed as part of this proposition as

104
00:05:48,210 –> 00:05:51,030
Paul Weingarth: well. So we’ve just developed a solution called Smart Loyalty,

105
00:05:51,420 –> 00:05:54,059
Paul Weingarth: which will also allow customers to link not only their

106
00:05:54,059 –> 00:05:57,419
Paul Weingarth: receipts automatically to their payment card, to their bank card,

107
00:05:57,420 –> 00:06:01,680
Paul Weingarth: but also their loyalty numbers or loyalty membership cards to

108
00:06:01,680 –> 00:06:04,529
Paul Weingarth: their payment card as well.
So, tap and walk and

109
00:06:04,529 –> 00:06:06,690
Paul Weingarth: you get your receipt and your loyalty points without that

110
00:06:07,050 –> 00:06:09,479
Paul Weingarth: choke point or that friction point at the moment of

111
00:06:09,480 –> 00:06:11,400
Paul Weingarth: truth when you’re trying to buy something, you want to

112
00:06:11,400 –> 00:06:14,128
Paul Weingarth: move on and get out of there as quickly as possible.

113
00:06:14,610 –> 00:06:16,349
Sean Aylmer: Stay with me, Paul. We’ll be back in a minute.

114
00:06:22,410 –> 00:06:25,589
Sean Aylmer: My guest today is Paul Weingarth, Co-Founder and chief executive

115
00:06:25,589 –> 00:06:29,759
Sean Aylmer: officer of Slyp. What about the retailers? What’s the take-

116
00:06:29,759 –> 00:06:31,770
Sean Aylmer: up rate been like with Australian retailers?

117
00:06:32,759 –> 00:06:36,510
Paul Weingarth: Look, it’s been really, really encouraging and we’ve made some

118
00:06:36,510 –> 00:06:39,960
Paul Weingarth: really good progress across the board, really, on the retailer

119
00:06:39,960 –> 00:06:43,770
Paul Weingarth: side of the network. So we really set out to

120
00:06:43,800 –> 00:06:47,099
Paul Weingarth: prove out that this was something that not only consumers

121
00:06:47,099 –> 00:06:49,410
Paul Weingarth: wanted but merchants wanted as well. And when we looked

122
00:06:49,410 –> 00:06:53,129
Paul Weingarth: at different industries and verticals that might resonate with this

123
00:06:53,129 –> 00:06:58,050
Paul Weingarth: proposition, obviously in fashion was one key area, in department

124
00:06:58,050 –> 00:07:01,710
Paul Weingarth: stores all the way through to hospitality for expenses, for

125
00:07:01,710 –> 00:07:05,580
Paul Weingarth: consumers and what have you, and into even pharmacy. So

126
00:07:06,120 –> 00:07:07,979
Paul Weingarth: we’ve really covered every base there and some of the

127
00:07:07,980 –> 00:07:11,669
Paul Weingarth: market leaders in each of those categories. So in fashion,

128
00:07:11,670 –> 00:07:14,820
Paul Weingarth: for example, we have the likes of Country Road, and

129
00:07:14,820 –> 00:07:17,520
Paul Weingarth: department store we have Kmart, which is obviously part of

130
00:07:17,520 –> 00:07:20,639
Paul Weingarth: the Wesfarmers group as one of our merchants. In Pharmacy,

131
00:07:20,639 –> 00:07:25,679
Paul Weingarth: Chemist Warehouse, which is Australia’s leading pharmacy chain. And in

132
00:07:25,679 –> 00:07:28,920
Paul Weingarth: hospitality we have a range of different groups including the

133
00:07:28,920 –> 00:07:32,010
Paul Weingarth: Rockpool group for example, who are on the platform as

134
00:07:32,010 –> 00:07:35,460
Paul Weingarth: well.
So we’re still relatively early days, but it’s just

135
00:07:35,460 –> 00:07:40,739
Paul Weingarth: over 2000 retail locations now and growing rapidly. And obviously

136
00:07:41,040 –> 00:07:44,040
Paul Weingarth: as we continue to scale out the consumer side, that

137
00:07:44,040 –> 00:07:47,549
Paul Weingarth: will also drive the benefit for merchants and bring more

138
00:07:47,549 –> 00:07:50,130
Paul Weingarth: merchants onto the platform as well and attract them into

139
00:07:50,130 –> 00:07:50,640
Paul Weingarth: the network.

140
00:07:51,030 –> 00:07:53,518
Sean Aylmer: Now, given that you’re CEO of Slyp, I’m sure you’re

141
00:07:53,519 –> 00:07:55,350
Sean Aylmer: going to, this is a bit of a Dorothy Dixer, but

142
00:07:55,350 –> 00:07:57,420
Sean Aylmer: where do you think we can get to in this?

143
00:07:58,500 –> 00:08:02,639
Paul Weingarth: Look, I think starting with the humble receipt, and our

144
00:08:02,639 –> 00:08:05,549
Paul Weingarth: vision is to completely reimagine the end of a transaction

145
00:08:05,549 –> 00:08:07,740
Paul Weingarth: to turn the start of a relationship between the merchant

146
00:08:07,740 –> 00:08:09,929
Paul Weingarth: and the customer and do that in a way that

147
00:08:09,930 –> 00:08:12,390
Paul Weingarth: is not intrusive to the customer, but is more about

148
00:08:12,390 –> 00:08:15,690
Paul Weingarth: surprise and delight.
And so if you think about the

149
00:08:15,690 –> 00:08:18,359
Paul Weingarth: receipt itself, yes, it acts as a proof of purchase

150
00:08:18,360 –> 00:08:21,149
Paul Weingarth: and I alluded to earlier when it’s one of those

151
00:08:21,150 –> 00:08:23,279
Paul Weingarth: things you don’t really want to have to need at

152
00:08:23,279 –> 00:08:26,100
Paul Weingarth: some point, but hopefully you don’t need it. But often

153
00:08:26,100 –> 00:08:29,280
Paul Weingarth: in some cases you do where you need to return something

154
00:08:29,280 –> 00:08:31,350
Paul Weingarth: or need to make an expense claim, a tax claim

155
00:08:31,350 –> 00:08:33,300
Paul Weingarth: or what have you. So bring that into a digital

156
00:08:33,300 –> 00:08:35,728
Paul Weingarth: format is really just base camp for where we want

157
00:08:35,730 –> 00:08:39,810
Paul Weingarth: to take this. And I mentioned also the layering in

158
00:08:39,839 –> 00:08:42,029
Paul Weingarth: and the ability to link in your loyalty cards. As

159
00:08:42,029 –> 00:08:44,400
Paul Weingarth: we know, there’s so many different loyalty programs out there,

160
00:08:44,400 –> 00:08:47,250
Paul Weingarth: so being able to link that into the payment card

161
00:08:47,250 –> 00:08:50,340
Paul Weingarth: so it removes that friction point.
But really, how do

162
00:08:50,340 –> 00:08:54,809
Paul Weingarth: you then, now you’ve got this closed loop network and

163
00:08:54,809 –> 00:08:58,859
Paul Weingarth: you’ve got the ability to then understand customers more and

164
00:08:58,859 –> 00:09:02,340
Paul Weingarth: provide them more intuitive and interactive features, one of the

165
00:09:02,340 –> 00:09:06,750
Paul Weingarth: things that we’re really leaning into at the moment is leveraging the

166
00:09:06,750 –> 00:09:12,090
Paul Weingarth: receipt to allow customers to resell pre- loved items. The

167
00:09:12,090 –> 00:09:15,598
Paul Weingarth: secondary market or circular economy is becoming a really big

168
00:09:15,660 –> 00:09:18,689
Paul Weingarth: topic at the moment, and getting rid of paper receipts

169
00:09:18,690 –> 00:09:22,890
Paul Weingarth: is one thing, but allowing the digital receipt to enable

170
00:09:23,490 –> 00:09:25,800
Paul Weingarth: the circular economy would be a really big step change

171
00:09:25,800 –> 00:09:29,819
Paul Weingarth: and game changer for that circular economy. So really allowing

172
00:09:29,820 –> 00:09:32,639
Paul Weingarth: customers to relist pre- loved items in the future is

173
00:09:32,639 –> 00:09:36,209
Paul Weingarth: something that’s on our roadmap that is extremely exciting.
And

174
00:09:36,870 –> 00:09:41,790
Paul Weingarth: building in different features and offers around understanding customer preference

175
00:09:41,790 –> 00:09:44,069
Paul Weingarth: and being able to provide them with offers and promotions

176
00:09:44,070 –> 00:09:48,180
Paul Weingarth: that are really targeted and very curated for what their

177
00:09:48,450 –> 00:09:51,329
Paul Weingarth: desires are rather than the spray and pray. So there’s

178
00:09:51,330 –> 00:09:54,510
Paul Weingarth: a range of different opportunities that we’re working on currently.

179
00:09:54,900 –> 00:09:57,780
Paul Weingarth: Some are in market, but really it all starts with

180
00:09:57,780 –> 00:10:00,540
Paul Weingarth: the humble receipt, bring that into the smart world and

181
00:10:00,540 –> 00:10:02,040
Paul Weingarth: layering the value on top of that.

182
00:10:02,910 –> 00:10:05,849
Sean Aylmer: Yesterday I went to the doctor to get a COVID

183
00:10:05,849 –> 00:10:09,059
Sean Aylmer: shot and I asked for a script for something and

184
00:10:09,059 –> 00:10:12,599
Sean Aylmer: the doctor gave me an eScript, which she literally sent

185
00:10:12,600 –> 00:10:16,439
Sean Aylmer: it to my phone, which I didn’t even realize they

186
00:10:16,440 –> 00:10:19,530
Sean Aylmer: existed. What you are talking about, it’s kind of the

187
00:10:19,530 –> 00:10:23,099
Sean Aylmer: same genre in a sense with your receipt and loyalty

188
00:10:23,099 –> 00:10:28,289
Sean Aylmer: card and potentially circular economy. It’s coming upon us very,

189
00:10:28,289 –> 00:10:29,550
Sean Aylmer: very quickly, I suppose.

190
00:10:30,208 –> 00:10:32,370
Paul Weingarth: Yeah, it is. It is. And I think at the

191
00:10:32,370 –> 00:10:36,328
Paul Weingarth: end of the day, it’s all about delivering step change

192
00:10:36,330 –> 00:10:42,479
Paul Weingarth: value and creating an experience for customers that is surprise

193
00:10:42,480 –> 00:10:44,549
Paul Weingarth: and delight. I’ve mentioned that a couple of times already,

194
00:10:44,549 –> 00:10:48,569
Paul Weingarth: but it’s really important. There’s no point building solutions that

195
00:10:48,570 –> 00:10:51,689
Paul Weingarth: are looking for problems. It’s really about focusing on how

196
00:10:51,690 –> 00:10:54,600
Paul Weingarth: do you make customers lives easier by either saving them

197
00:10:54,600 –> 00:10:57,809
Paul Weingarth: time or money or just making their lives more convenient.

198
00:10:58,139 –> 00:11:01,920
Paul Weingarth: And obviously that’s a pretty significant primary piece of the

199
00:11:01,920 –> 00:11:04,799
Paul Weingarth: puzzle, but then how do you build commercial value around

200
00:11:04,799 –> 00:11:08,040
Paul Weingarth: that for merchants and for other key participants in our

201
00:11:08,070 –> 00:11:12,660
Paul Weingarth: ecosystem that helps them become more efficient, saving cost, but

202
00:11:12,660 –> 00:11:16,950
Paul Weingarth: also unlocking new revenue streams for them?
Another great use

203
00:11:16,950 –> 00:11:21,030
Paul Weingarth: case could be you’ve just purchased an item from a

204
00:11:21,030 –> 00:11:23,429
Paul Weingarth: electronic store and you want to buy an extended warranty

205
00:11:23,429 –> 00:11:26,730
Paul Weingarth: inside the receipt. That’s a really good example where it’s

206
00:11:26,730 –> 00:11:30,420
Paul Weingarth: highly contextual, it’s leveraging the data on the transaction, but

207
00:11:30,420 –> 00:11:33,540
Paul Weingarth: it’s also delivering that value and surprise and delight for

208
00:11:33,540 –> 00:11:37,078
Paul Weingarth: the consumer and for the merchant. So yeah, it’s, as

209
00:11:37,080 –> 00:11:39,420
Paul Weingarth: I say, the North Star. The customer is where you

210
00:11:39,420 –> 00:11:42,420
Paul Weingarth: start and then trying to deliver value across the network

211
00:11:42,420 –> 00:11:43,559
Paul Weingarth: is critical too.

212
00:11:44,100 –> 00:11:45,900
Sean Aylmer: Paul, thank you for talking to Fear and Greed.

213
00:11:46,500 –> 00:11:47,819
Paul Weingarth: Pleasure, Sean. Thanks for having me.

214
00:11:48,059 –> 00:11:51,719
Sean Aylmer: That was Paul Weingarth and CEO of Slyp. That’s S-L-Y-P.

215
00:11:52,830 –> 00:11:54,809
Sean Aylmer: This is the Fear and Greed Daily interview. Join us

216
00:11:54,809 –> 00:11:57,870
Sean Aylmer: every morning for the full episode of Fear and Greed,

217
00:11:57,990 –> 00:12:01,679
Sean Aylmer: Australia’s most popular business podcast. I’m Sean Aylmer. Enjoy your day.