every working australian received a tax cut on july 1. it's a golden opportunity to improve your financial situation, and there are plenty of options. join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they talk to jessica looi from unisuper about salary sacrificing into super, paying off debt, saving the money, or investing outside of super. 

unisuper is a supporter of how do they afford that?

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

there's plenty of talk that interest rates could rise again very soon. join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they talk to adam mccabe from blue lantern financial services about the impact of a rate rise, and how to get a lower rate from your bank.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

getting started investing can be daunting. could an investing club make it easier? join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they look at the pros and cons of joining a club where you pool your money and invest as a team.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

there are plenty of different budgets out there - but some are definitely not as good as others. join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they look at five popular methods of budgeting, including the 50/30/20 rule, and the envelope system.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

from relying on toxic debt, to ignoring your credit score - here are the top 10 mistakes to avoid in your 20s and 30s (and probably your 40s and 50s too). join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they put together the list, and ways to fix the mistakes already made.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

should you pay the mortgage down before investing? what about building up savings, or topping up your super? join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they answer a listener question about how to decide your financial priorities.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

money may not buy happiness. but surely there are ways to spend money that are better for both you and your budget. join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they go through five tips for mindful spending.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

it doesn't matter if you're just starting out as an investor, or have been trading shares for years: this episode has something for you. roger montgomery, founder of montgomery investment management, joins canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson to take them through his own investing principles - and how to spot a quality company. 

visit www.montinvest.com, sign up for roger’s insights at www.rogermontgomery.com, and get roger's book here. montgomery investment management is a supporter of this podcast.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

are you or a family member considering a reverse mortgage as a way to unlock the equity in your home? it's a a product aimed at older australians - but it's not the only way to free up money for the asset rich and cash poor. join canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson as they look at the pros and cons of reverse mortgages, as well as some other options for those whose wealth is tied up in their home.

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.

in this bonus episode, canna campbell - a financial planner for almost 20 years - and fear & greed's michael thompson are joined by anthony seymour-walsh from cashrewards. they look at ways to stretch the household budget further - and how customers are earning hundreds of dollars in cashbacks by using cashrewards.

cashrewards is a great supporter of this podcast - check them out here!

the information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. in particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to acquiring any financial product.

canna campbell is a corporate authorised representative and corporate credit representative of wealthstream financial group pty ltd abn 35 152 803 113 australian financial services licensee afsl 412079.

see omnystudio.com/listener for privacy information.