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Q+A: What we can learn from America's $17 trillion retirement pool

Published December 08, 2025

From private credit to private equity, gold and real estate, alternatives are now playing a greater role in portfolio diversification. It's a story playing out in the US, where there is $US46 trillion in retirement savings, with about $17 trillion of that held in IRAs, or Individual Retirement Accounts. 

Henry Yoshida, co-founder and CEO of Rocket Dollar, joins Sean Aylmer to unpack where US retirement money is flowing, what’s driving demand, and why he says the classic 60–40 portfolio no longer works in today’s markets.

Rocket Dollar is a supporter of Fear & Greed.

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